PSM Private Wealth Management LLC

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Who We Are

Our Vision

We have a shared vision with our clients that extends through generations. Both our clients and we feel fortunate to be working together toward comprehensive solutions and to be part of a process that sets the bar for innovative financial planning.

Our History

When we started our practice over twenty years ago, we had a unique approach. Back in the day of individual “stock brokers,” we knew that a team approach to comprehensive planning would serve our clients best. To this day, we continue to use that method. Each member of our team brings specialized talents toward client solutions and that creates a synergy we would not have if we were working individually. In addition, we have always been committed to long range, all inclusive planning. This means not only addressing investment strategies, but considering liabilities, estate and taxation issues, legacy planning and solutions specific to business owners.

The Value of Independence

After many years with an investment bank, we made the well considered decision to establish our own, independent practice. Partnering with Fidelity Custody and Clearing, and Kestra Investment Services, we have been able to elevate our practice to one that is free of conflicts of interest and adheres to the stricter Fiduciary Standard. As such, we consider ourselves to be on the same side of the table as our clients, looking for the best in investment and planning solutions for the optimal cost.  Our clients have the confidence in knowing that we are not in a transactional business geared on selling a commission based “product,” but rather one that helps seek growth and stability for clients in well constructed, diverse investment choices.

Ongoing Learning

We live in a constantly changing world and our business is at the center of that. For that reason, we are actively engaged in a continual learning process and seek to share that with our clients. We routinely attend sessions hosted by leaders in our industry such as Goldman Sachs, Fidelity, Natixis, Prudential, JP Morgan and more. For us, it is important that our clients learn along with us. We work to help them understand how investment decisions can impact their life choices and to keep them abreast of important changes in the investment climate brought on by legislation or market movements.

Long Term Relationships

We value the long term nature of our relationships with our clients and their families. Unlike other professionals and many other advisors, we are not in a transactional business where products or services are purchased and the relationship ends. Instead, we value ongoing conversations with clients over the months and years and delight in helping clients realize their goals.

Our Awards and Credentials

Janet is a CIMA® (Certified Investment Management Analyst).  This is a certification given by the Investment Management Consultants Association and involves rigorous training through programs at Wharton and the Haas School of Business. CIMA holders participate in extensive continuing education annually. Janet has held her CIMA certification for almost 20 years. In addition, Janet received her MBA at UCLA and Brad received his from Pepperdine University. Krista is a CERTIFIED FINANCIAL PLANNERTM. This is a certification given by the CFP Board after the completion of a challenging education program (Krista completed hers through UCLA), passage of the comprehensive board exam , years of experience and adherence to the highest standards of ethics. Krista has also held the CDFA® (Certified Divorce Financial Analyst) certification for over 5 years. It is a certification given by the Institute for Divorce Financial Analysts. This certification enables advisors to give advice on the financial aspects of divorce.

PSM Private Wealth has been honored with the Five-Star Wealth Advisor award for six consecutive years and was recently featured in Orange County Magazine as a 2017 Five-Star Wealth Manager. *

 

*To receive the 2016 Five-Star Wealth Manager award, researched and managed by Five-Star Professional, a wealth manager must meet 10 Objective eligibility and evaluation criteria associated with wealth managers who provide quality service to their clients. One thousand three hundred eighty three wealth managers in the Orange County area were considered for the award. Three hundred twelve were named Five Star Wealth Managers in 2016 which represents less than 4 percent of the total wealth managers in the area. Wealth managers do not pay a fee to be considered or placed on the final list of 2016 Five Star Wealth Managers. The Five Star award is not indicative of the wealth manager’s future performance.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Private Wealth Services, LLC (Kestra PWS), an affiliate of Kestra IS. PSM Wealth Management, LLC. is a member firm of Kestra Private Wealth Services, LLC. PSM Wealth Management, LLC. and Kestra IS are not affiliated. Kestra IS and Kestra PWS do not offer tax or legal advice. This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra Private Wealth Services, LLC may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department.  PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. Kestra IS makes no representation as to the completeness or accuracy of information provided at these web sites. Nor is Kestra IS liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Private Wealth Services, LLC (Kestra PWS), an affiliate of Kestra IS. PSM Wealth Management, LLC. is a member firm of Kestra Private Wealth Services, LLC. PSM Wealth Management, LLC. and Kestra IS are not affiliated. Kestra IS and Kestra PWS do not offer tax or legal advice.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra Private Wealth Services, LLC may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department. 

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. Kestra IS makes no representation as to the completeness or accuracy of information provided at these web sites. Nor is Kestra IS liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

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